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08/12/2017 Off By vishlenup

Important Facts You Need to Know About Covered California Obamacare

The Covered California refers to the health insurance marketplace in California, USA, in accordance with the Patient Protection and Affordable Care Act, enabling small businesses and individuals to avail of health insurance at federally subsidized rates. The California government manages Covered California through an independent agency, making easier to figure out the different health insurance plans and their coverage. California was the first state in the United States to set up a health insurance marketplace and the California Health Benefit Exchange was created under then-Governor Arnold Schwarzenegger, prioritizing Obamacare in 2010. Covered California is the place where Californians can obtain a brand-name health insurance under the Patient Protection and Affordable Care Act and Obamacare.

In California under Covered California, the insurance companies that participate in individual and family exchange as of 2017 include Sharp Health Plan, Valley Health Plan (owned by Santa Clara County), Western Health Advantage, Anthem Blue Cross of California, Blue Shield of California, Health Net, Kaiser foundation health Plan, L.A. Care Health Plan, Molina Healthcare, Oscar Health, Chinese Community Health Plan, and Brand New Day. The open enrollment for Covered California or Obamacare begins each fall, and others may be eligible to sign up anytime within the year due to life-changing events like moving, giving birth, or getting married. The covered California income limits need consumers to have a household income ranging from 0{753b0b008e1a60798b6a4e68bec48bfe2c0a043fae3c9d539b3963976c9f2439} to 400{753b0b008e1a60798b6a4e68bec48bfe2c0a043fae3c9d539b3963976c9f2439} of the Federal Poverty Level in order to qualify for the government health insurance plan assistance.

You can check on Obamacare income guidelines chart based on the Federal Poverty Level online. According to the Obamacare Income Guidelines and salary restrictions, an individual earns less than $47,520 in a year, or a family makes less than $97,200 per year, they may qualify for government assistance basing on their income, and a greater amount of government assistance is available if a family has a lower household net income. How are pregnant women covered by the exchange? According to Covered California income limits, pregnant women qualify for Obamacare if her household earnings is more than 138{753b0b008e1a60798b6a4e68bec48bfe2c0a043fae3c9d539b3963976c9f2439} to 213{753b0b008e1a60798b6a4e68bec48bfe2c0a043fae3c9d539b3963976c9f2439}. On the other hand, children who enroll on Obama Care California plans may also qualify for MediCal when the family household income is 266{753b0b008e1a60798b6a4e68bec48bfe2c0a043fae3c9d539b3963976c9f2439} or less. Failure to present any proof of income such as bank statement or pay stub may lose your Obamacare subsidy or health coverage.

Now, with the Obamacare or like medicare simplified, quality healthcare is accessible to all Californians, thus making a healthy community. If you need more information about Obamacare, you can contact Covered California on their website now! Be an informed California citizen, know your rights and benefits, feel free to visit our website or homepage for related articles now! Health is wealth, so take advantage of quality health care through Obamacare now.